International Digital Commercial Bank & Trust Corporation

Fully licensed and regulated by the Financial Services Unit (FSU) under Section 5 of the Offshore Banking Act, No. 8 of 1996 in the Commonwealth of Dominica.

Authorized share capital of USD $1,000,000, consisting of 1 ordinary share. The mandatory US$ 1M regulatory capital is maintained within a corporate bank account located in the United Kingdom.

100% held by a single shareholder serving as Executive Chairman.

Dominica.

Corporate headquarters and local executive management operations.

Dedicated operational hub managing client onboarding, product engineering, client relationship management, 24/7 contact center operations, and continuous transaction monitoring.

Support facility overseeing legal affairs, regulatory compliance, finance, and back-office administration.

Fully functional web-based banking application supporting online self-onboarding, end-user account dashboards, internal administrative management panels, and 24/7 integrated live support via Zendesk.

Operates an asset-light, cost-effective processing engine engineered to eliminate expensive third-party settlement friction, clearing authorized funds instantly and faster than conventional SEPA or SWIFT mechanisms.

Client deposits are fully segregated and ring-fenced from internal operational balances. Sensitive user identity and transactional records remain protected and undisclosed across intermediate payment hops.

Integrated systems provide continuous automated transaction monitoring, strict adherence to global AML benchmarks, automated KYC/AML verification, and proprietary anti-fraud safeguards.

Signed operational agreement with an Electronic Money Institution (EMI) in the United Kingdom for issuing GBP and EUR IBANs and debit cards, enabling settlement across 23 currencies.

In late-stage integration with an international card issuer to serve non-European and global ("rest of the world") clients.

Formal application submitted to SWIFT, with onboarding in its concluding implementation stage with the SWIFT take-on team.

Strategic roadmap targeting business expansion across Europe, Asia, the Middle East, Africa, and Latin America.